County Court Judgments (CCJs): What to Do
A County Court Judgment means the court has decided you owe money. Pay it within a month and it can be removed from the register. If you do not owe it, you can ask the court to set it aside. Write your letter to the court or the creditor, and we print it and post it for you by Royal Mail.
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Quick Answer
- Stays on the register
- 6 years
- Paid in full within a month
- Removed
- Certificate of satisfaction
- £19
- Set aside fee
- £321
- Check the register
- £6 to £10
These rules are for England and Wales. Court fees checked against GOV.UK form EX50, updated 13 July 2026.
Where to Send It
Payments go to the person or business you owe. Proof of payment, certificates and applications go to the court dealing with your case.
The court dealing with your case
Proof you paid within a month, form N443 for a certificate, or form N244 to set the judgment aside.
The court named on your judgmentor find it on GOV.UKDo not pay the court. Pay the person or business you owe, or their solicitor.
Write your letterThe person or business you owe
Your payment, an offer to pay, or asking them to agree to set the judgment aside.
The claimant or their solicitoras named on your judgmentPay by bank transfer, cheque or postal order so you can prove it. Never send cash through the post.
Use our debt dispute letterRegistry Trust
Questions about the Register of Judgments, Orders and Fines.
Registry Trust Limited3rd Floor, 12 Carthusian StreetLondonEC1M 6EBTo check for a judgment, search the register online at trustonline.org.uk for £6 to £10. If the register is wrong, contact the court where the judgment was made.
Write to this addressChecked against GOV.UK and Registry Trust on 20 October 2026.
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What a CCJ Is
A County Court Judgment, or CCJ, means the court has formally decided that you owe money. It goes on the Register of Judgments, Orders and Fines for 6 years, and it can make it hard to get credit.
If You Pay Within One Month
If you pay the full amount within one month of the judgment date, you can get the judgment removed from the register. Pay the person or business you owe, not the court, then write to the court to say you have paid, with proof from them.
If You Pay After One Month
The judgment stays on the register for 6 years, but it is marked as satisfied, so anyone searching can see you paid. For proof, apply to the court dealing with your case for a certificate of satisfaction on form N443. The fee is £19, by cheque payable to HMCTS.
If You Do Not Owe the Money
You can ask the court to set the judgment aside if you do not owe the money, or you did not get or reply to the original claim. Fill in form N244 and send it to the court. The fee is £321, and you may have to go to a private hearing to explain why. Apply as soon as you can.
If You Cannot Afford the Payments
Ask the court to change the payments on form N245. Give details of your income and spending, and say how much you can realistically afford. The fee is £16. Free debt charities such as StepChange, Citizens Advice and National Debtline can help.
If You Do Not Pay
The person or business you owe can ask the court to enforce the judgment, for example with a warrant of control, which lets bailiffs take goods, or an attachment of earnings order, which takes money from your wages.
Scotland and Northern Ireland
This guide covers England and Wales. Scotland and Northern Ireland have their own court systems and rules.
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Frequently Asked Questions
A County Court Judgment. It means the court has formally decided that you owe money.
Write to the court or the creditor today.
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